Help Center
Easy guides to help you use Tallymate and master your money.
Getting Started
Everything you need to create your account and start your financial journey in under 2 minutes.
Create an Account
Go to the Login page
Enter your details
Launch your Dashboard
First Steps After Signing Up
Set up your Accounts
Add your first transaction
Create a budget
Dashboard
Your financial command centre. Everything important, at a glance.
Your Dashboard is your home screen. It gives you a quick summary of your money so you don't have to search around for answers.
Net Worth
The sum of all your accounts (bank balances, cash, wallets) minus credit card balances. This is your single most important number.
Monthly Income vs Expenses
A side-by-side summary of how much you earned vs. how much you spent this calendar month.
Recent Transactions
The last 5 transactions you recorded, so you can quickly spot anything unusual.
Budget Alerts
Any active budgets where you have spent more than 80% of your limit are highlighted here automatically.
Goal Progress
A quick summary of your active savings goals and how close you are to each milestone.
Transactions
Record every rupee that comes in or goes out — income and expenses in one list.
Adding a Transaction
Click "Add Transaction"
Fill in the details
- Type: Income or Expense
- Amount: The value in your local currency
- Category: Choose from defaults or your custom categories (set in Settings)
- Account: Which wallet/account this money came from or went to
- Date: Defaults to today, but you can back-date entries
- Note: Optional description for your reference
Save it
Budgets
Set monthly limits per category and get alerted before you overspend.
Budgets help you stop overspending. Just set a limit for things like "Food" or "Shopping", and Tallymate will warn you before you run out of money.
Creating a Budget
Go to Budgets
Click New Budget
Track your progress
Under 80%
80–99%
100%+
Financial Goals
Plan for what matters. Track progress toward your savings milestones.
Goals let you visualize saving toward a specific target — a new phone, an emergency fund, a vacation, or a down payment. You decide how much to save and by when.
Creating a Goal
Go to Goals and click New Goal
Set a target date (optional)
Add contributions
Split Bills with Friends
Easily split dinner bills, rent, or travel costs with your friends. Tallymate calculates who owes who.
Creating a Group
Go to Groups and click New Group
Share your Invite Code
Join a Group
Adding a Group Expense
Open the Group and click Add Expense
Choose how to split
- Equally — Divided equally among all members
- By Percentage — Each member pays a custom percentage
- Exact Amounts — You specify each person's exact share
Record who paid
Settling Up
Tallymate does the math for you. It figures out the easiest way for everyone to pay each other back. For example, if A owes B, and B owes C, Tallymate might just tell A to pay C directly! Open Who owes what in your group and tap Mark as paid when you send or receive money.
Debt Tracker
See what you owe and what others owe you across all your groups.
The Debts page adds up everything from all your groups. It gives you one simple list showing who you owe, and who owes you money — without having to check each group one by one.
Open Debts from the sidebar
Review suggested payments
Check balances by person or group
Loans & other debts
Not everything is a group split. Use Add loan / debt on the Debts page to track bank loans, credit cards, EMIs, or money you lent to or borrowed from friends. Record payments as you go — totals update automatically and combine with your group balances.
Reports
Visualize your spending patterns and financial trends over time.
The Reports section turns your raw transaction data into meaningful charts and summaries. Switch between Monthly, Quarterly, and Annual views to understand your patterns.
Spending by Category
A breakdown of where your money went — Food, Transport, Entertainment, etc.
Income vs Expenses Trend
A month-by-month line or bar chart showing your cash flow over time.
Net Worth Growth
How your total assets minus liabilities has changed over the selected period.
Notifications
Stay informed. Tallymate proactively alerts you so nothing slips through the cracks.
You will receive notifications for these events automatically:
- A budget reaches 80% or 100% of its limit
- Someone adds you to a new group
- A new expense is recorded in a group you belong to
- A group member settles a balance with you
- A recurring transaction is due (if configured)
Settings
Customize Tallymate to work exactly the way you think about money.
Custom Categories
Create your own expense categories with a unique color tag. Use these anywhere you'd use a default category.
Income Sources
Add your custom income streams (e.g., Freelancing, Rental Income, Dividends) so your income transactions are properly categorized.
Account Profile
View your registered email address and display name. Your profile is synced with your authentication account.
Security & Privacy
Your money is your business. We keep it safe.
Secure Authentication
Tallymate uses Better Auth, an industry-standard authentication framework. Your password is hashed and never stored in plain text.
Cloud-backed Database
Your data is stored in a PostgreSQL database hosted on Supabase, which provides enterprise-grade infrastructure with automatic backups.
Session Management
Each login creates a unique, time-limited session token. Logging out invalidates the token immediately. You can log in from multiple devices.
Server-side Logic Only
Your financial data is never processed in the browser. All reads and writes go through secure Next.js server actions that verify your identity before every operation.
No Third-party Data Sharing
Tallymate does not sell, share, or transmit your personal financial data to any third party. You own your data.