Introducing Tallymate 1.0Read the launch post

Master your money.Together.

Track spending, split bills with friends, and stay on budget — all in one simple app.

Download APK

All-in-one

Accounts

Instant

Split Bills

Proactive

Budgets

Built for modern financial clarity.

Stop switching between banking apps, spreadsheets, and bill-splitting apps. Keep your money in one clear view.

All your accounts

Track cash, bank accounts, cards, and UPI wallets together. See your real balance at a glance.

Shared groups

Create groups for trips, roommates, or couples. Split bills equally, by percentage, or exact amounts — then settle up with the fewest payments.

Proactive Budgets

Set group budgets. Get alerts when you hit 80% capacity before you overspend.

Financial Goals

Plan for a vacation or car. Track savings progress with visual milestones.

Real-time Sync

Get pinged instantly when someone records an expense involving you.

Enterprise Security

Bank-level encryption and a clear history of every change you make.

See it in action.

Money awkwardness is a thing of the past. Adjust the bill below to see how Tallymate automatically splits and balances your accounts.

Interactive Demo

See how easy it is to split a bill

1,200
3
Split equally among 4 people

Your Share

300

Deducted from budget

Friends Owe You

900

Added to pending receivables

The Tallymate Methodology

We believe personal finance shouldn't feel like accounting. Tallymate is built around three core principles designed to reduce friction and build wealth passively.

1. Complete Visibility

You cannot optimize what you cannot see. By unifying all accounts in one dashboard, you eliminate financial blindspots.

2. Proactive, Not Reactive

Looking at a bank statement at the end of the month is too late. Our budget engine alerts you exactly when you hit 80% capacity.

3. Frictionless Settle-ups

Social friction around money destroys friendships. Tallymate's debt minimization engine makes settling up instant and mathematically optimal.

Bank-grade Security.

Your financial data is your business. We employ industry-leading encryption and strict data minimization practices to ensure your data stays yours.

End-to-End Encryption

All data is encrypted in transit (TLS 1.3) and at rest (AES-256) within our secure cloud infrastructure.

No Data Selling

Unlike free budgeting apps, we never sell your transaction history to advertisers or third-party data brokers.

Strict Authentication

Powered by Better Auth, utilizing secure HTTP-only session cookies to prevent cross-site scripting (XSS) attacks.

Frequently Asked Questions

Everything you need to know about Tallymate.

Yes, Tallymate's core features—including budgeting and bill splitting—are entirely free to use with no hidden fees or ads.

When you record a shared expense, you can split it equally, by percentage, or custom amounts. Tallymate automatically deducts your portion from your personal budget, and records the rest as pending money your friends owe you.

Absolutely. We use bank-level AES-256 encryption for data at rest and TLS 1.3 for data in transit. We never sell your data to third parties.

Currently, Tallymate is a manual entry and import-based system. We believe manual entry promotes better financial mindfulness, but automatic bank syncing is on our roadmap for future premium tiers.

Tallymate is designed as a responsive web app, which means it works perfectly on your mobile browser. Native iOS and Android apps are currently in development.

Yes! You can choose your default currency in your settings, and when you create a group for bill splitting, you can choose a specific currency for that group.

Tallymate calculates the simplest way for everyone to pay each other back. When someone pays you (via cash, UPI, or bank transfer), you just tap 'Mark as paid' in the app to clear the debt.